Knowing what’s important

Part of being wise with money is knowing what’s important to you. Some love to travel, so they’re happy eating budget meals at home in order to save up for trips. Some people play expensive sports like golf and forgo expensive wine.

Personally, I love going out to eat and find it hard to do that within our planned amount, which is rather large to begin with. But there’s nothing like having a lunch date with my husband, since we work opposite hours and most days don’t see each other awake for more than a few minutes.

There are all kinds of recommended budgets out there (we’ll never eat on 5% of our income!), but I think if you’re able to save, splurging in one category helps staying within the lines in the other categories. This goes along with Gretchen Rubin’s happiness theory to “spend out.” Spending and consuming within reason make life enjoyable!

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